AJ Has Credit Launches Business Funding Platform, Helping Entrepreneurs Access Over 50 Million in Capital

AJ Has Credit introduces a unique freemium platform to guide small business owners in securing capital through a strategic “3C” model — focusing on Credit, Cash Flow, and Collateral — with over $50 million raised for clients to date.

United States, 25th Nov 2024 — Debt Sellers, LTD., founded by active U.S. Army Reservist and veteran business advocate Aristotle Montgomery, also known as AJ has Credit, has officially launched a freemium consulting platform that empowers small business owners to secure essential funding without upfront costs. Using a proprietary “3C” methodology — focusing on Credit, Cash Flow, or Collateral — AJ Has Credit offers targeted financial guidance to entrepreneurs, helping them identify and secure funding from various sources. With over $50 million raised across 2,000 clients, the company is uniquely positioned to support aspiring and established business owners accessing capital.

Innovative Freemium Model Brings Funding Access to Entrepreneurs

At the core of AJ Has Credit’s service is its freemium model, which offers preliminary funding advice at no cost. By guiding entrepreneurs and small business owners in determining which “3C”—credit, Cash Flow, or Collateral—best aligns with their financial profile, the platform equips them to seek financing independently or with AJ Has Credit’s consulting assistance.

“We’re removing financial barriers for small businesses, especially those unfamiliar with the funding landscape,” said AJ, Founder of AJ Has Credit. “Our freemium model allows entrepreneurs to receive critical guidance without initial investment, providing them with the tools and confidence to pursue funding.”

The “3C” Funding Methodology: Credit, Cash Flow, and Collateral

AJ Has Credit’s “3C” model offers customized pathways based on three foundational financial aspects, ensuring that clients understand and leverage their strengths to optimize funding success:

• Credit: AJ Has Credit provides strategies for obtaining business loans and credit lines from suitable institutions for clients with established credit.
• Cash Flow: Business owners with a positive revenue history are introduced to funding options suited to cash flow-based financing.
• Collateral: Clients with valuable assets receive guidance on accessing collateral-based funding, allowing them to utilize existing resources to secure additional capital.

This personalized approach has proven effective in helping diverse clients obtain the needed resources, enabling them to strengthen or expand their businesses. With its “3C” model, AJ Has Credit demystifies funding by tailoring advice to each entrepreneur’s unique financial profile, creating a streamlined path to financing.

Trusted Guidance from a Veteran-Owned Business

AJ Has Credit was born from AJ’s extensive experience working with the U.S. Small Business Administration (SBA), Veteran Business Outreach Centers, and the University of Syracuse’s Institute for Veterans and Military Families. This background has given AJ firsthand insights into the challenges veterans and small business owners face in securing funding. AJ’s dedication to empowering business owners, particularly veterans, has established AJ Has Credit as a trusted resource in the small business community.

$50 Million in Capital Raised for Small Business Growth

Since its inception, AJ Has Credit has assisted over 2,000 entrepreneurs in raising more than $50 million in capital. This track record underscores the company’s commitment to helping business owners navigate financial qualification processes and access essential funding. By providing free guidance and offering additional paid services as needed, AJ Has Credit stands out in an industry where costly consultation fees can deter entrepreneurs from pursuing growth opportunities.

“Our goal is to create lasting financial impact for our clients, helping them grow and sustain their businesses through reliable funding,” AJ added. “Whether they need help starting, expanding, or stabilizing their businesses, we are committed to making funding access equitable and achievable.”

About Debt Sellers, LTD.

Founded by AJ, an active U.S. Army Reservist, AJ Has Credit provides consulting services focused on helping entrepreneurs and small business owners secure financing through its “3C” model: Credit, Cash Flow, and Collateral. With a freemium model that makes initial guidance available at no cost, AJ Has Credit has raised over $50 million in capital for over 2,000 clients.
Email: [email protected] 
Website: ajhascredit.com
Instagram: instagram.com/ajhascredit
YouTube: youtube.com/@ajhascredit

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Website: https://www.ajhascredit.com/

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Country:United States

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